How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility your insurer files with your state DMV, not a type of insurance. Required after DUI, multiple violations, or driving uninsured—filing periods typically last 3 years.
Non-Owner SR-22
Non-owner policies satisfy SR-22 requirements without owning a vehicle. They cover liability when you borrow or rent a car, cost 40–60% less than standard policies, and meet most states' reinstatement conditions.
Liability Insurance
State minimum liability coverage pays for damage you cause to others—bodily injury and property damage. Suspended drivers reinstating their license must carry at least these minimums, which range from $25,000 to $50,000 per person depending on state.
Uninsured Motorist Coverage
Protects you when hit by a driver with no insurance or insufficient coverage. Required in 22 states and especially relevant for high-risk drivers in areas with elevated uninsured driver rates—often 15–20% of motorists.
Non-Standard Auto Insurance
Policies designed for drivers with suspensions, DUIs, lapses, or poor credit. Non-standard carriers specialize in high-risk profiles and often offer payment plans, though premiums run 50–150% higher than standard market rates.
